Employee Benefits Solutions
Innovation. Knowledge. Experience.
Your Business
Your Benefits
Your business is unique and your benefits program should be too. With over 30 years of industry experience, we know just how to represent your needs to source the best plan design and the most value for your premium dollars.

Group Benefits Consulting
As a component of your total compensation offering, a well-structured and appropriately priced employee group benefits program is a key component of your talent management strategy.
We provide knowledgeable guidance and recommendations when it comes to:
Traditional & Flexible Program Design Advice
Benchmarking
Market surveys
Quarterly claims experience reports
Group benefit plan funding alternatives: Refund, Non-refund, Administrative Services Only
Policy and booklet reviews
Tax and legislative changes
Annual renewal analysis
Implementation of new program and plan design changes
Employee communication support
Your business is unique and your benefits program should be too.
Group Benefits Administration
Our experienced professionals can perform all of the required and important administrative functions ensuring an efficient and cost effective operation of your group benefit program allowing you to focus on what you do best -- running your business.
Whether a traditional, flexible or international program, we act on your behalf to ensure the efficient and accurate management of:
Flexible benefit programs
We developed an efficient and cost effective process that allows firms of 80 or more employees to enjoy the benefits of a flexible plan design. Such plan designs are normally too expensive or complex for smaller employers and therefore are offered exclusively to employers with hundreds or even thousands of employees. However, we have the expertise and knowledge to design, implement, and manage flexible benefit programs on behalf of smaller clients at an affordable price. Our services provide everything from the administration system, communication to members, day-to-day administration and annual re-enrollments.
Specific member transactions
Some employers do not have the resources or want the responsibility of administering a benefits program. We provide this service and can execute all the day-to-day transactions such as: enrollment of new employees, termination of employees, lifestyle changes, beneficiary changes, helping employees with complex claims issues, reconciling monthly billing statements and complete record keeping.


Employee communication
We offer employee communication as an effective way to convey program details and to ensure that employees or "plan members" understand and value the program being provided. Whether a traditional or flexible plan design, communicating employee benefits helps your workforce better understand and use their benefits. When done properly, communications will help them be wise consumers and understand the value of their benefits program by raising their awareness of what might otherwise seem like value hidden away in their paycheque.
Support for complex claims issues
As requested, we can support you and your employees with complex claims issues; especially in situations where the claim is for life insurance or disability. Understanding the claim requirements and guiding a beneficiary or claimant through the sometimes perplexing system can help alleviate what may be an already stressful situation.
Specific Legislated Responsibilities
We can assist you with specific legislated responsibilities, such as continuation of benefits during leaves, layoffs, termination of employment and conversion privileges.