International Travel and Expatriate Insurance
Innovation. Knowledge. Experience.
Providing Employers Coverage
We recognize the need for comprehensive and affordable international business travel and expatriate insurance that proactively responds to any organization’s essential business needs.We provide employers, whether corporate or not-for-profit, with coverage for employees who could be located anywhere in the world including areas categorized as high-risk.
Partnering with specialty carriers, we can build and deliver international benefit programs that provide:
A true group benefits program
Most expatriate or travel programs provide coverage through a special risk policy based on a modified AD&D benefit. Our goal is to deliver a program using a true group benefits platform providing your employees with the same security whether at home or abroad.
Simple rate classification
We use a simple two tier rate system; low risk and high risk. This allows employers the ability to budget for overseas assignments and projects.
Full war risk coverage with no country exclusions
Our programs will provide coverage to any country in the world with no specific country exclusion.
- No individual medical evidence requirements
- No pre-existing condition exclusions
- Simple administration
- Monthly billing providing a pay-as-you-go system with no advance deposit or annual reconciliation required
- Coverage for expatriates, consultants, volunteers/interns, third country nationals as well as visitors from overseas
- Electronic confirmation of coverage
- One employer point of contact
We can also arrange for specialty coverage, including Kidnap & Ransom, Political and Natural Disaster Evacuation.